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	<title>Comments for RateWindow - Transparent Mortgage Rates</title>
	<link>http://ratewindow.com</link>
	<description>Just another  weblog</description>
	<pubDate>Thu, 20 Nov 2008 07:35:32 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.3.3</generator>
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		<title>Comment on Common Sense-an Economic Fix? by admin</title>
		<link>http://ratewindow.com/2008/10/14/common-sense-an-economic-fix/#comment-108</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Thu, 13 Nov 2008 04:18:54 +0000</pubDate>
		<guid>http://ratewindow.com/2008/10/14/common-sense-an-economic-fix/#comment-108</guid>
		<description>we're working on it, good stuff is on it's way, BTW Ratewindow is still a perfect fit for condodomain.com. We have a new improved loan result table in the works which makes it very easy to find the perfect low rate and high rebate.</description>
		<content:encoded><![CDATA[<p>we&#8217;re working on it, good stuff is on it&#8217;s way, BTW Ratewindow is still a perfect fit for condodomain.com. We have a new improved loan result table in the works which makes it very easy to find the perfect low rate and high rebate.</p>
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		<title>Comment on Common Sense-an Economic Fix? by A. Longo</title>
		<link>http://ratewindow.com/2008/10/14/common-sense-an-economic-fix/#comment-107</link>
		<dc:creator>A. Longo</dc:creator>
		<pubDate>Thu, 13 Nov 2008 04:14:10 +0000</pubDate>
		<guid>http://ratewindow.com/2008/10/14/common-sense-an-economic-fix/#comment-107</guid>
		<description>Get on the blog guys...c'mon!

:)</description>
		<content:encoded><![CDATA[<p>Get on the blog guys&#8230;c&#8217;mon!</p>
<p> <img src='http://ratewindow.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>
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		<title>Comment on Real World Example of the Yield Spread Premium in Action by admin</title>
		<link>http://ratewindow.com/2008/06/06/real-world-example-of-ysp-in-action/#comment-63</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 15 Sep 2008 23:20:53 +0000</pubDate>
		<guid>http://ratewindow.com/2008/06/06/real-world-example-of-ysp-in-action/#comment-63</guid>
		<description>Please read up on how RateWindow works before making irresponsible comments. The Broker charges a flat fee which is disclosed up front to the consumer. RateWindow allows the consumer to see YSP and shop rates accordingly.

The brokers that use RateWindow do not work for free.
The consumer can shop rates much better because they see everything including how YSP effects their rates and payments.

As far as this post goes, You would be surprised how many consumers do not know about YSP. We are educating the consumer</description>
		<content:encoded><![CDATA[<p>Please read up on how RateWindow works before making irresponsible comments. The Broker charges a flat fee which is disclosed up front to the consumer. RateWindow allows the consumer to see YSP and shop rates accordingly.</p>
<p>The brokers that use RateWindow do not work for free.<br />
The consumer can shop rates much better because they see everything including how YSP effects their rates and payments.</p>
<p>As far as this post goes, You would be surprised how many consumers do not know about YSP. We are educating the consumer</p>
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		<title>Comment on Real World Example of the Yield Spread Premium in Action by Trace</title>
		<link>http://ratewindow.com/2008/06/06/real-world-example-of-ysp-in-action/#comment-61</link>
		<dc:creator>Trace</dc:creator>
		<pubDate>Mon, 15 Sep 2008 22:17:22 +0000</pubDate>
		<guid>http://ratewindow.com/2008/06/06/real-world-example-of-ysp-in-action/#comment-61</guid>
		<description>This is simply an irresponsible post. If you understand how YSP works, you understand that the YSP is determined by the rate.... the lower the rate, the lower the YSP. The bottom line is that if the broker isn't paid by YSP, lowering the rate so that there is no YSP means the broker is going to have to charge points.... they have to get paid one way or another. Saying the consumer could have been saved the YSP is not only incorrect, it assumes incorrectly that the broker is going to work for free. YSP is not a bad thing folks... YSP is a useful tool that enables consumers to pay fewer closing costs / points when the numbers make sense....</description>
		<content:encoded><![CDATA[<p>This is simply an irresponsible post. If you understand how YSP works, you understand that the YSP is determined by the rate&#8230;. the lower the rate, the lower the YSP. The bottom line is that if the broker isn&#8217;t paid by YSP, lowering the rate so that there is no YSP means the broker is going to have to charge points&#8230;. they have to get paid one way or another. Saying the consumer could have been saved the YSP is not only incorrect, it assumes incorrectly that the broker is going to work for free. YSP is not a bad thing folks&#8230; YSP is a useful tool that enables consumers to pay fewer closing costs / points when the numbers make sense&#8230;.</p>
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		<title>Comment on Real World Example of the Yield Spread Premium in Action by Rick Belben</title>
		<link>http://ratewindow.com/2008/06/06/real-world-example-of-ysp-in-action/#comment-19</link>
		<dc:creator>Rick Belben</dc:creator>
		<pubDate>Tue, 24 Jun 2008 18:38:55 +0000</pubDate>
		<guid>http://ratewindow.com/2008/06/06/real-world-example-of-ysp-in-action/#comment-19</guid>
		<description>Especially where it is not in the debit column I can see how a buyer could easily gloss over it figuring it is not coming out of is pocket.

I wonder if they show it on Good Faith Estimate.</description>
		<content:encoded><![CDATA[<p>Especially where it is not in the debit column I can see how a buyer could easily gloss over it figuring it is not coming out of is pocket.</p>
<p>I wonder if they show it on Good Faith Estimate.</p>
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		<title>Comment on About by the future of loan shopping - &#8220;Rate Window &#8220; &#124; Wexzilla - real estate AZ</title>
		<link>http://ratewindow.com/about/#comment-9</link>
		<dc:creator>the future of loan shopping - &#8220;Rate Window &#8220; &#124; Wexzilla - real estate AZ</dc:creator>
		<pubDate>Thu, 22 May 2008 14:02:30 +0000</pubDate>
		<guid>http://ratewindow.com/about/#comment-9</guid>
		<description>[...] the lending market is just recently launched by RealEspace called  &#8220;Rate Window&#8221; .   About Rate Window:  Mortgage bankers and brokers and real estate agents can now offer this transparent pricing tool [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] the lending market is just recently launched by RealEspace called  &#8220;Rate Window&#8221; .   About Rate Window:  Mortgage bankers and brokers and real estate agents can now offer this transparent pricing tool [&#8230;]</p>
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		<title>Comment on The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered by &#187; The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered Credit Score on Credit Speak: Find Info, News and More on Credit Score</title>
		<link>http://ratewindow.com/2008/04/25/the-mortgage-market-where-hogs-get-fat-pigs-get-slaughtered/#comment-4</link>
		<dc:creator>&#187; The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered Credit Score on Credit Speak: Find Info, News and More on Credit Score</dc:creator>
		<pubDate>Fri, 25 Apr 2008 21:32:46 +0000</pubDate>
		<guid>http://ratewindow.com/2008/04/25/the-mortgage-market-where-hogs-get-fat-pigs-get-slaughtered/#comment-4</guid>
		<description>[...] Where Hogs Get Fat &#38; Pigs Get Slaughtered      Posted in April 25th, 2008  by  in Uncategorized The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered  With the housing market in disarray and the economy in a slump as a result, lots of blame seems to [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] Where Hogs Get Fat &amp; Pigs Get Slaughtered      Posted in April 25th, 2008  by  in Uncategorized The Mortgage Market Where Hogs Get Fat &amp; Pigs Get Slaughtered  With the housing market in disarray and the economy in a slump as a result, lots of blame seems to [&#8230;]</p>
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		<title>Comment on The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered by The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered at Sub Prime on The Finance World For News and Information Around The World On Finance</title>
		<link>http://ratewindow.com/2008/04/25/the-mortgage-market-where-hogs-get-fat-pigs-get-slaughtered/#comment-3</link>
		<dc:creator>The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered at Sub Prime on The Finance World For News and Information Around The World On Finance</dc:creator>
		<pubDate>Fri, 25 Apr 2008 20:26:54 +0000</pubDate>
		<guid>http://ratewindow.com/2008/04/25/the-mortgage-market-where-hogs-get-fat-pigs-get-slaughtered/#comment-3</guid>
		<description>[...] The Mortgage Market Where Hogs Get Fat &#38; Pigs Get Slaughtered  With the housing market in disarray and the economy in a slump as a result, lots of blame seems to be thrown towards the mortgage companies selling their sub-prime mortgages to anyone who could pass the mirror test. Personally I don’t think all the problem rests with the greed of the mortgage companies and their loan officers. It is a three party dance with most of the blame resting on the shoulders of the over exuberant borrower and greedy Wall Street. Thus the title of this post. Too much of [...]</description>
		<content:encoded><![CDATA[<p>[&#8230;] The Mortgage Market Where Hogs Get Fat &amp; Pigs Get Slaughtered  With the housing market in disarray and the economy in a slump as a result, lots of blame seems to be thrown towards the mortgage companies selling their sub-prime mortgages to anyone who could pass the mirror test. Personally I don’t think all the problem rests with the greed of the mortgage companies and their loan officers. It is a three party dance with most of the blame resting on the shoulders of the over exuberant borrower and greedy Wall Street. Thus the title of this post. Too much of [&#8230;]</p>
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