| How much does it cost me become a RateWindow™ affiliate? |
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To become a RateWindow™ affiliate, you will pay a one-time set up fee of $99. Each month you will pay a $59 monthly fee for unlimited use of RateWindow™ tools.
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| How do I know that the clicks that I'm paying for are actually coming from people interested in my loan programs? |
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We understand why you want to make sure that every click you pay for is as legitimate as possible. That's why we designed entry screens that must be properly completed in order to receive the available rates, and why we have added security features into RateWindow™ that will ensure that no web "bots" or similar programs can be used to generate false inquiries. These include an image text box which must be seen and entered by a human being.
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| Can I track visits to my site? |
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Absolutely. RateWindow™ provides you with the tools to see the number of visits to your site and other pertinent information that will allow you to track your success. You can see the number of full loan requests, unique loan requests, the websites that customers are accessing the most, loan amount statistics, pricing statistics and more. There are even graphs to help you see the products that visitors are most interested in, and the reasons that they are seeking a loan (purchase or refinance.)
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| Why do you require me to use a standardized or flat fee-and preclude me from getting back end commissions from the YSP? |
RateWindow™ was designed in response to the many consumer complaints that mortgage companies and loan officers were using the yield spread premium to take advantage of their customers. Unfortunately, a few loan officers pocketed thousands of dollars from back-end pricing, not to mention origination, doc prep and a host of other fees. Their clients not only paid high front-end fees, but also got a significantly higher interest rate.
As a mortgage broker, you deserve to be paid for the services that you provide. Our research has indicated that by charging your clients a reasonable fee, fully disclosed at the beginning of the transaction, you will actually have the chance to earn even more money. Why? Because your customers will not only come back to you whenever they need a mortgage loan, but they will also refer their friends, co-workers and family members to you because you are a mortgage professional that they can trust.
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| What else do I have to agree to in order to add RateWindow™ to my site? |
You must provide certain identifying information, and must agree to specific conditions to maintain the business transparency around which RateWindow™ was created.
To see a complete copy of the Terms of Service Agreement all mortgage brokers must sign to become a RateWindow™ affiliate, click here.
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| How do real estate agents benefit from RateWindow™? |
When you go shopping, do you prefer having to run from one store to another to get everything that you need? Or do you prefer to find it all at one great location? Most people enjoy the ease of one-stop shopping, especially when they know that they are getting a great deal.
Real estate agents who place RateWindow™ on their site become that one-stop shop. Someone who is interested in purchasing a home not only has the chance to see local property listings—they also have the opportunity to see how much a mortgage loan would cost them. And best of all, they know that the real estate agent is committed to helping them find a home and a mortgage that are right for them.
For the real estate agent, RateWindow™ attracts more potential customers to their site who are interested in learning about mortgage rates in addition to finding an agent. This translates into more sales and increased commissions.
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| Do I only work with one RateWindow™ real estate agent? |
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That's up to you. You may find that, by focusing on one high-volume agent or brokerage, you have more business than you can handle. If you want to expand your potential customer base, you can work with as many real estate agents as you can comfortably manage in any area in which you are licensed to do business. RateWindow™ allows you to scale your business by giving you the opportunity to embed your RateWindow™ widget on as many websites as you want.
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